https://pbft.academicjournal.io/index.php/procedia <p><span class="VIiyi" lang="en"><span class="JLqJ4b ChMk0b" data-language-for-alternatives="en" data-language-to-translate-into="id" data-phrase-index="0">Procedia is an open access proceedings in the fields of business and financial technology.</span> <span class="JLqJ4b ChMk0b" data-language-for-alternatives="en" data-language-to-translate-into="id" data-phrase-index="1">To improve dissemination, this proceeding is also processed for indexation on Google Scholar, Proquest, and Web of Science.</span> <span class="JLqJ4b ChMk0b" data-language-for-alternatives="en" data-language-to-translate-into="id" data-phrase-index="3">Each article in this Proceedings is equipped with a Digital Object Identifier from Crossref, as well as a Crossmark marker to keep track of the latest developments in the article.</span></span></p> Universitas Nahdlatul Ulama Surabaya en-US Procedia Business and Financial Technology 2807-131X